Online & Mobile Banking


Virtual Branch

Log in to Virtual Branch for online account access.


With our Online and Electronic Services, you will have immediate access to your accounts.

PADS (Periodic Disbursement System):

Loan payments and regular share activity can be made on a consistent basis by setting up your account with this feature. E-mail or call Member Services with specific transfer instructions.

Visa Autopay: 

Automatic payment can be made to your RFCU Visa balance from your RFCU savings or checking accounts. Choose a variety of payment options and even pick your own payment day. Email Member Services to request an application.

Direct Deposit: 

With this free service, you'll never worry about lost or stolen checks or waiting in line on payday. Simply provide us with your account number and use our routing number, 231981697.

Payroll Deduction: 

A free, convenient way to establish a savings program and a hassle-free method for making credit union loan and Visa payments.


Other Online Services:


Mobile Banking

Reliance FCU Mobile Apps

Co-Op Mobile Apps:

You can also use the mobile app to make deposits into your account by taking a picture of the check. The check will need to be properly endorsed, and standard check holds will be placed on the item being deposited. There is a limit of 10 items per month or a total of $5,000 in deposits, whichever comes first. The daily limit for all deposits is $1,500.


Text Locator Short Code: 91989. While services are free of charge, standard data/SMS fees may apply from the member’s Mobile Carrier.