VISA Purchase Alerts:

Know where your money is going. Get a text or email whenever you pay with your Visa card. Keep your account secure. Get alerts for transactions in real-time and immediately identify potentially fraudulent activity. Sign up for VISA Purchase Alerts now.

A qualified transaction is any transaction routed through Visa. Not all card issuers will allow cards for SMS message alerts. Message and data rates may apply.


Visa Disclosures

Pamper yourself by using your VISA Score Card Reward Points

Did you know that you can earn Bonus Points for every qualifying net dollar you spend? You can then turn your purchases into amazing Merchandise, Travel or Experience rewards! We have top name brand name items, unbelievable vacation getaways, valuable services, to once in a lifetime experiences. ScoreCard has it all! We are continually updating our reward options so you'll have the latest and greatest rewards to choose from. So, go ahead, login, have fun searching the rewards, create your own personal wish list, and most importantly, be sure to visit often.


Activating Verified by Visa to protect you against unauthorized purchases when shopping online is quick and easy.


Pamper yourself by using your Reward Point from using your VISA Credit Card by clicking here


Credit Card Tips To Keep You From Serious Debt

Many people have credit cards but few understand how easy it is to fall into serious debt. Here are a few basic tips to keep in mind:
Credit cards are not free money. Most credit cards charge interest and/or a fee for letting you use their money. The average rate on a credit card is 18% and the average annual fee is $30. Reliance's VISA Gold rate is a fixed rate of 10.99% with no usage fees or annual fee.
Always pay more than the minimum monthly payment. If you owe $1,000 at 18% and you pay the minimum payment of $20, you will still owe $995. Three-quarters (3/4) of the minimum monthly payment is interest. Minimum payments will keep you in debt for years. At 18%, it will take you nearly 8 years to pay off $1,000 if you pay only the minimum.
Pay your bill on time. Mail your payment so that it arrives before the due date. Otherwise you could be hit with a penalty. Reliance offers automatic payments. You can schedule a re-occurring payment or pay your bill online.
Keep a clean credit record. Your credit report is a detailed, seven-year history of your credit applications, credit refusals, late payments, and much more.  A late payment can reduce your credit score as much as 70 points. Employers, landlords, lenders, mortgage companies, insurance companies, the IRS, and anyone with a legitimate business reason can check your credit report.
Don't hide if you fall behind on your payments. If you become sick, lose your job, or have some compelling reason for not paying your bills on time, call each creditor and tell them what is happening. They will work with you if you keep them informed. Reliance will help you with special payment arrangements to keep your credit report clean.
Reliance FCU offers you all of the convenience of a VISA Credit Card without all the expense.
We offer the options to meet your Credit Card needs. Either VISA Classic or VISA Platinum gets you respect when you present your Reliance FCU VISA Cards. Click here to apply.
VISA Classic
  • 12.9% on Purchases
  • 9.9% on Cash Advances
  • No Annual Fee
  • 25 - Day Grace Period (no interest charges)
This is our basic card that offers credit limits beginning at $500. This is a great card for individuals who are interested in, or only qualify for, a smaller credit limit.
VISA Platinum10.9% on Purchases
  • 9.9% on Cash Advances
  • No Annual Fee
  • 25 - Day Grace Period (no interest charges)
Our VISA Platinum card offers a lower interest rate. Credit Limits are available from $5,000. This is a great card for individuals who usually purchase larger items.
Secured VISA
  • 16.9% on Purchases
  • 9.9% on Cash Advances
  • No Annual Fee
  • 25 - Day Grace Period
This card is great for members who are just beginning to establish credit or have had past credit problems. The limit is determined by the amount of deposits pledged.  Apply today.
Automatic Payments
You can make automatic payments on your RFCU VISA bill.
  • Link to to make a payment from a non-Reliance FCU account.
  • E-mail us your request for an AutoPay application to make automatic payments from your Reliance FCU accounts. You can pick the amount and the day of the month the payment is taken.
Credit Card Specials
Through the year, we run special interest rate promotions, skip-a-payment programs, and much more. Apply today.

Credit Limit Increase

Contact us to increase your credit limit.


To report a lost or stolen VISA Credit Card call 800-847-2911.




What's Your Password?
Introducing Verified by VISA
Same card, added safety online .
Take the VISA card you already use, add a new password to confirm online purchases, and you've got Verified by VISA. It's the new service that helps ensure that only you can use your VISA card online. VISA always protects you against unauthorized purchases. But with Verified by VISA, you can help prevent unauthorized purchases before they even happen.
Here's how it works
Verified by VISA is a new service that protects the VISA credit or debit card that you already have. So once you activate Verified by VISA:
1. At participating online stores, your card will be automatically recognized as protected by Verified by VISA.
2. Your password will be verified.
3. The transaction will be completed as usual.
Security that's linked to your card, not your computer
With Verified by VISA you can use your card to shop with added safety from any computer that has Internet access.
Create your own password today at

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